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We're on a mission to unlock loyalty for Credit Unions and the members behind them.

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About us 

Cyder was founded on the belief that cooperative values, trust, and community should never go out of style, even in a digital world. Built from credit union values, Cyder is a fintech platform that helps credit unions strengthen member relationships through modern, community-driven loyalty programs and initiatives. 

We design technology that feels human: simple to use, deeply local, and focused on impact. By turning everyday transactions into meaningful connections, Cyder helps credit unions stay relevant, reward their members, and keep cooperative values at the heart of modern banking.

Accolades 

Cyder’s mission to modernize cooperative finance has been recognized by some of the most respected innovation programs in North America.


We’ve been named one of Plug and Play’s Top 5 Canadian Startups (2023), selected as a Berkeley SkyDeck Batch company, and recognized by NEXT Founders Canada as a Top Venture. Most recently, Cyder was featured among Canada’s Top Fintechs by Framework, celebrating our commitment to building technology that keeps community at the center of finance.

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Values We're Rooted In 

Local.

We’ve seen firsthand how credit unions bring people together. Cyder was built to keep that spirit alive in a digital age. Our rewards connect members to nearby merchants, local causes, and each other, strengthening the sense of belonging that makes credit unions so special.

Impactful.

Loyalty shouldn’t stop at discounts. It should do something. Every rewarded behaviour on Cyder has the potential to spark change. Whether it’s supporting a local bakery, helping fund a food bank, or simply making someone feel seen by their credit union. This impact this has makes sure everyone wins.

Simple.

Credit unions shouldn’t need an army of marketers or a stack of spreadsheets to build loyalty. We designed Cyder to make rewards effortless: easy to launch, easy to manage, and easy for members to love. We want to create meaningful moments that make banking feel human again.

Leadership Team 

"The Cyder team was able to bring rigour and clarity of thought to something that had been a vague and longstanding idea within the credit union."

Davyd Edwards 
Vice President of Digital Transformation 
Meridian Credit Union 
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Cyder Loyalty and Rewards Dashboard
Cyder Loyalty and Rewards Dashboard
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The Best Loyalty Platform for Credit Unions.

Cyder Rewards and Loyalty
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